Attention homeowners in Findlay and Hancock County: Need an appraisal?

The top seven reasons why OH homeowners call on Liberty Appraisal Service, L.L.C.:

Pre-listing appraisals (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
To lower your mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If property needs to be divided because of a divorce
Settle an estate in OH by determining the true market value of real estate in question

Do you own a home in or near Findlay? Do you need help deciding the price of your real estate?
Contact Liberty Appraisal Service, L.L.C..

We at Liberty Appraisal Service, L.L.C. understand the special needs of a customer after appraisal services. Our usual business clients are used to the appraisal process and the standard "products" we deliver to them. Being a consumer that ordinarily doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Liberty Appraisal Service, L.L.C. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value judgement than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are experts in helping homeowners just like you remove unwanted PMI insurance.

Challenge Hancock county's assessment of your property

If you live in a region that is going down or not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Liberty Appraisal Service, L.L.C. is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. Not only can this be inopportune from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Liberty Appraisal Service, L.L.C. can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for preciseness, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property.